Principal · Dossier— Dossier I
FILE OPENED · SAN FRANCISCO · EST. 1995
No.01

Cynthia Lau

刘 欣Founder & Principal Advisor
30+YEARS · CROSS-BORDERUSC · GGU · EY
iCPAiiCFP®iiiCFA Cand.ivM.S. Tax · GGUvB.Acc Hon · USC
Cynthia Lau
Cynthia LauREF · GW–01
01

Profile

Cynthia Lau is the founder of Golden Way Financial Group — a U.S. Certified Public Accountant (CPA), Certified Financial Planner (CFP®), and CFA Candidate. She graduated with honors from the University of Southern California (USC) accounting program, then earned a Master of Taxation and an Estate Planning Graduate Certificate from Golden Gate University (GGU).

GGU is one of the most established graduate tax programs in the United States, with a long history of placing talent into the Big Four accounting firms. Cynthia began her career in the tax practice of a Big Four accounting firm and has run her own CPA practice for many years. She brings 30+ years of U.S.–China cross-border experience across U.S. taxation, cross-border structuring, estate and gift tax, and individual income tax.

As one of a very small number of advisors combining top-tier credentials with deep hands-on experience, she works at the intersection of cross-border tax compliance and comprehensive wealth planning — serving high-net-worth cross-border families with tax optimization, asset allocation, and long-term wealth strategy.

She has been invited to Phoenix TV USA to share tax and financial knowledge, and hosts a weekly YouTube interview series — consistently bringing substantive content to the community.

02

Education & Licensure

i
Certified Public Accountant (CPA)
California, U.S.A.
ii
Certified Financial Planner (CFP®)
CFP Board
iii
M.S. Taxation
Golden Gate University
iv
B.Acc (Honors)
University of Southern California
03

Affiliations

  • i.Chinese American CPA Society of California · President2019 – 2020
  • ii.U.S. Shenzhen Federation · CFO & Standing Director
  • iii.Hometown Loves Foundation (US) · CFO
  • iv.IRS-Registered EA Instructor
04

Languages

Mandarin
國語
Cantonese
粵語
English
English
What clients need is not a single tax return — it is a lifetime of wealth planning.
— Cynthia Lau, FounderSource · YouTube Interview · 2024
No. 02Audit · ESG
DOSSIER II — XMN, CN
Ryan Huang

Ryan Huang

黄 宇洋
Founder’s Assistant
CFA CandidateXMUT · InvestmentMajor in Investment

An investments background, focused on audit practice and ESG. At Golden Way he supports the principal on cross-border compliance, ESG disclosure and preliminary audit fieldwork; he is preparing for the CFA, with U.S. CPA as the next milestone.

Awards · Honors

  • i.Bronze ·EY ESG Collegiate Innovation Challenge
  • ii.National Gold ·10th China Intl. College Innovation Competition (Startup track)

Experience · Practice

  • i.Da Hua CPA · audit intern
  • ii.Beijing Guofu CPA · audit intern
  • iii.Annual audit of KSADAQ-listed company
No. 03Automation · Test Engineering
DOSSIER III — XMN, CN
Shangyin Wu

Shangyin Wu

吴 尚垠
Software & Automation Consultant · Golden Way
Python · TSAI AutomationIn-Production

A software engineering background, with deep practice in automated testing and software cost-estimation engineering. He currently leads an in-production functional test-automation platform at the XMUT Software & Information Security Testing Lab. At Golden Way, his role is to take the repetitive, error-prone collection and document flow of cross-border work and turn it into auditable, reusable automation pipelines.

Awards · Honors (selected)

  • i.National Gold ·China Intl. College Innovation Competition · 2024
  • ii.Provincial Gold ·Fujian College Innovation Competition · 2024
  • iii.Bronze ·13th "Challenge Cup" Fujian collegiate startup competition
  • iv.Provincial 1st ·China Computing Application Competition · National Test Dev. track
  • v.Bronze ·IEEE Intl. Software Testing Competition · China division
  • vi.1st Place ·Inaugural National Smart Operator Testing Competition

Practice · Engineering

  • i.Lead of an in-production functional test-automation platform (XMUT testing lab)
  • ii.Cross-disciplinary automation across finance · software testing · cost estimation
  • iii.Integrating LLM into automation pipelines — handling semi-structured material and replacing brittle rule scripts
  • iv.Solo developer and maintainer of this very site (goldenwayfinancial.com)
Begin a Conversation

Speak with the principal
for thirty minutes.

Talk to Cynthia Lau directly.

Whichever cross-border moment you are in — buying a home, starting a company, relocating, retiring, planning a legacy — schedule a private, complimentary 30-minute conversation with Cynthia Lau herself. Forms and paperwork can wait.

i.Phone+1 (626) 532-3423ii.EmailInfo@goldenwayfinancial.com
iii.OfficeDiamond Bar, California
iv.HoursMon – Fri · 9:00–18:00 PT